Property Documents Required To Buy A Property In India

We all want to buy our dream house someday. Maybe, you want to invest in a commercial space for your business. Or maybe you want to just invest in real estate. There can be various reasons for the millennial to venture into the real estate sector as a customer/investor. After all, real estate gives us a sense of security and comfort. However, the real estate sector is vast and tricky. We do not know everything about purchasing a property. Only a handful of us is aware of the property documents required to buy a new residential or commercial unit. We need to either get a hold of these documents ourselves or make sure that we receive these documents during the purchase. So what do we do? We rely on the information given to us by the sellers completely. Well not anymore!

A list of the property documents required:

Sale deed: It is a legal agreement of selling the property to the buyer. There is more than one party involved in this transaction. A sale deed refers to the transfer of ownership from the seller to the buyer.

Title Search Report: It is a legal document that includes documents about the history of the property.

Khata Extract: We require this document for the registration of a property or transfer of ownership at a later stage. It proves that the property is registered in the local municipality.

Power of Attorney: We need this document when an authorized person conducts the sale other than the owner.

Property tax and payment receipts: The buyer needs to make sure that the previous property owners have proper tax receipts. They must also acquire their payment receipts from the seller.

Encumbrance certificate: It certifies that the property is free of outstanding loans or obstacles. It acts as the main document in application for home loans.

Occupancy certificate: It assures that the building is ready to be occupied by the Municipal Corporation. A completion certificate also states that the construction of the building is complete according to the sanction plans.

Building plan: The buyer must obtain an approved building plan by a statutory authority.

No-objection certificate: The developer must provide NOCs from various authorities to the buyer while construction of the project.

Sale agreement: It is a legal document on a stamp paper It contains details of the property and the developer who constructed it.

Possession letter: The developer needs to provide this to the buyer with the date of possession for the buyer.

You need to ensure that you acquire these property documents from your developer or seller to prevent property fraud. If you want an expert opinion, contact us or visit us and talk to our verified partner dealers for a hassle-free experience.


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